In a large dutch oven or heavy-bottomed deep pot, add olive oil and heat over medium heat. Once shimmering, add onion and bell pepper and cook for 5 to 7 minutes, or until the vegetables have softened and the onion is translucent.,
STEP 2
Add garlic and chipotle and cook for 30 seconds, or until fragrant.,
STEP 3
Add the chili powder, cumin, salt, and pepper and cook 1-2 minutes or until the spices begin to toast and smell fragrant.,
STEP 4
Add the beef and break up with a spoon. Cook for about 5 minutes, or until no longer pink.,
STEP 5
Add the tomatoes, beans, and water and bring the mixture to a boil.,
STEP 6
Reduce heat to a simmer, then cover and cook over low heat for 20-25 minutes or until the chili has thickened.,
STEP 7
Taste the chili, adding a pinch more salt and pepper as needed. Top with optional toppings and serve warm.